John has over 30 years experience in the Silicon Valley high tech industry. His experience includes senior management positions where he focused on long-term goal setting, budgeting and sales management. Because of this background, John understands the importance of helping his clients establish their long-term financial goals and creating strategies to achieve those goals.

As a Financial Advisor, John helps his clients create personalized solutions using a simple four-step process:
*Profiling the client's goals and risk profile
*Developing Personalized investment solutions
*Implementing an appropriate solution for the client
*Conducting on going reviews

Through UBS Paine-Webber, John offers a full range of financial products and services:
*Equity Investments
*Fixed income Investments
*Alternative Investments
*Mutual Funds and Unit Investments Trusts
*Managed Accounts
*Lending Products
*Retirement Services
*Estate Planning, through UBS Paine-Webber Attorney Network
*Annuities and Insurance
*Education Planning
*Online Services

One of John's special areas of interest is helping pre-retirees and retirees reach their retirement goals during retirement years.
“I’ve watched my mother and my mother-in-law spend their final years in skilled nursing facilities. My mother would have preferred to stay in her own home, and I’m sure she would have been much happier there. Personalized financial planning could have helped her achieve this goal. When I help a client achieve their personal financial preferences, I feel like I’ve helped in a very constructive way.”
John graduated with a degree in Electrical Engineering from Santa Clara University. He and his wife Mary, a marriage and family counselor specializing in divorce and stepfamily issues, live in Carmel Valley. They enjoy international travel, and have visited Russia and China on their various journeys. John also enjoys road bicycling and golf. In their spare time, he and Mary enjoy being with any of their children and their two grandchildren. John is also an active member of the Carmel Valley Rotary Club.

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